Our Financial Advice

Six stages of financial planning

Our approach to financial planning is simple: our are our number one priority and we ensure all our advice, strategies and services are tailored specifially to you to best meet your long-term financial goals and aspirations. We'll always be totally transparent with you, and pride ourselves on developing a close working relationship and becoming your trusted family and business advisers.

1. Establish

You want to find out if we're the right people to help you, and what the cost might be.

We need to find out how we can help you.

2. Gather

We need to find out about you, your current financial situation, your values and financial objectives, and the exact nature of the advice you would like. By getting a detailed picture of you and your finances, we will be able to provide you with the best solution.

3. Analyse

Following this meeting, we will write to you with a personalised engagement letter that confirms your current financial situation, the services we will provide and the cost of these services.

4. Produce

We will report back to you with the outcomes and recommendations as a result of our research and analysis. We may include a cash flow analysis to help to see how your income, and expenses might change over time, especially when you retire and income usually drops.

5. Implement

We will then meet with you to discuss the report, explain things in more detail and answer any questions you may have. Before implementing the agreed recommendations, we will provide you with a separate fee quote for the next steps. We will then complete all the paperwork and chase the applications through to completion.

6. Staying on track - regular review

Once your plan/policy/pension is in place, or your investments have been made, it is a good idea to make sure that everything is on track. Our ongoing relationship includes regular review meetings and access to an advisor as needed.