“Your report reads well, and provides us with a very good account of our financial situation, and importantly, what actions we need to take.”

“I think that the way you portray this kind of disappointing news is absolutely right for any fair-minded client, who must already be well aware of current economic circumstances. Factually correct, fully explained, and above all without any attempt to make excuses on behalf of MVAM or yourself, which might imply that you have something to hide, which of course you don't. Keep this basic integrity going because it is sadly becoming an ever-scarcer commodity in the rest of the world.”

“Thank you for your honesty and of course we perfectly well understand why the markets have taken such a hit in recent months. We aim to be with you for the long haul and so we trust your judgements to sell and buy in a fashion that will ultimately benefit us.”

“For the last twenty years my pension was invested in one of the big providers, but as circumstances changed I felt it needed more of personal touch moving forward. Duncan and Craig took the time to listen and explain, thoroughly taking me through the options, the risk levels and potential outcomes, before helping me decide the right investments for me. We’re in constant dialogue and it really feels like they are watching out for me and my fund in the constantly evolving markets.”