Tailored Retirement Strategies

Every individual has a unique vision for their retirement. For some, it’s about maintaining a comfortable lifestyle; for others, it’s about pursuing lifelong dreams or leaving a legacy for loved ones. At MVAM Financial Advice, we take the time to understand your aspirations and financial situation, crafting a personalized retirement plan to help you achieve your goals.

Comprehensive Pension Planning

Pensions are a cornerstone of retirement planning, yet they can often seem complex. Our team simplifies the process, helping you navigate the different pension schemes available, from workplace pensions to personal plans and self-invested personal pensions (SIPPs). We ensure you’re maximising contributions, benefiting from tax efficiencies, and making the most of employer benefits.

Maximising Income in Retirement

Once you reach retirement, your focus shifts from saving to sustaining your lifestyle. We’ll work with you to create a sustainable income strategy that balances your needs today with your plans for the future. This includes options such as annuities, pension drawdown, and other investment strategies to ensure your money works for you throughout retirement.

Ongoing Support and Advice

Retirement planning doesn’t stop when you retire. Markets fluctuate, and circumstances change. That’s why we provide ongoing reviews to ensure your retirement plan remains aligned with your goals and adapts to any changes in your life or financial landscape.

We can help:

• Develop a Savings Plan for Retirement – how much will you need to save, and where should you invest those savings, to give you the income you’d like in retirement and at the age you’d like to retire.
• Make sure that you can afford the pension contributions and that they maximise tax advantages and tax allowances
• Monitor and review existing pension arrangements to ensure you’re still on track, and make recommendations to improve performance or increase contributions where necessary
• Advise on Options at Retirement – maximising retirement benefits and flexibility
• Restructure investments in retirement to provide more income
• Make sure product charges are low and that they are not eating into your returns
• If you have a public sector pension and need advice about the changes to your pension
• If you are getting divorced and need advice about how to share your pensions

We Advise and Arrange:

• Personal Pension Plans
• SIPP’s, Self-Invested Personal Pensions
• Occupational Pension Plans
• Stakeholder Pension Funds

Take Control of Your Retirement Today

At MVAM Financial Advice, we’re here to guide you every step of the way. Let us help you achieve the retirement you want. Contact us to learn more about our retirement planning and pension advice.

Warning

Please note that having an enjoyable relationship with MVAM does not guarantee investment returns. Your investment and any income from it could fall as well as go up. You may not get back the original amount you invested.