We are a discretionary investment manager which means that we build, manage rebalance your portfolio for you.
When you first create your account, we will discuss an appropriate portfolio based on your financial situation, risk tolerance, financial experience and age.
Once we have selected a portfolio with you, the only way to further customise it is by changing your asset allocations. If you choose to overlook our recommendations, we will discuss these with you to alert you that you may not have selected the most optimal portfolio.
We will periodically ask you to provide us updates on your financial situation, risk tolerance and financial experience – if there have been any significant changes, we will determine a new optimal portfolio for you.